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Rent Affordability Calculator Ireland

Find a monthly rent budget after living costs, debt payments and savings.

Your figures

Change the example inputs to explore your own situation.

Calculator inputs

Calculations run in your browser. This calculator does not send your figures to Ghar.

Enter your figures to calculate.

How to use this calculator

  1. Use household take-home income after tax, not gross salary.
  2. Include utilities, groceries, travel, childcare and annual costs divided by 12.
  3. Decide how much to keep for savings before comparing available rentals.

WORKED EXAMPLE

Put the numbers in context

With €4,000 take-home income, €1,400 living costs, €200 debt payments and €400 savings, €2,000 remains for monthly rent.

Your questions, answered

Is there an official rent-to-income percentage?

This tool does not apply a statutory percentage or predict landlord approval. It works from your own spending.

Are deposits included?

No. This is a recurring monthly budget. Plan separately for the deposit and moving costs.

Does it include Rent Tax Credit?

No. Avoid relying on a refund until eligibility and timing are confirmed.