MAKE YOUR NEXT MOVE WITH CONFIDENCE
Help to Buy Calculator Ireland
Check the main conditions and estimate a possible Help to Buy refund.
Enter your figures to calculate.
How to use this calculator
- Check all purchasers and the property against Revenue’s conditions.
- Use the full qualifying value, and tax available for refund from the relevant four years.
- Answer the eligibility questions. A calculated amount is not a Revenue approval.
WORKED EXAMPLE
Put the numbers in context
A qualifying €350,000 property with a €315,000 mortgage and €12,000 of eligible tax gives a potential €12,000 refund, not the €30,000 headline maximum.
Your questions, answered
Can I include USC or PRSI?
No. They are not part of the eligible tax figure.
Does First Home Scheme equity count as mortgage borrowing for the 70% test?
No. Local Authority Affordable Purchase has a specific exception, so that case is referred for an individual check.
Can I use this for a second-hand home?
No. The property must meet Revenue’s qualifying new-build or self-build conditions.