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House Buying Costs Calculator Ireland

Put your deposit, stamp duty and buying expenses into one upfront budget.

Your figures

Change the example inputs to explore your own situation.

Calculator inputs
Leave zero for a second-hand home. For a VAT-inclusive new home, enter the VAT amount confirmed by your solicitor.

Calculations run in your browser. This calculator does not send your figures to Ghar.

Enter your figures to calculate.

How to use this calculator

  1. Use a deposit percentage consistent with your lender’s requirements.
  2. Replace every sample fee with a written quote, including VAT and outlays.
  3. Keep an emergency reserve beyond the total shown.

WORKED EXAMPLE

Put the numbers in context

A €350,000 second-hand home with a 10% deposit, €3,500 duty and €5,200 other costs needs €43,700 upfront in this example.

Your questions, answered

Are the fees typical Irish prices?

They are sample inputs, not market averages or quotations. Actual costs depend on the property and your providers.

Is the booking deposit an extra cost?

Usually it forms part of the purchase deposit. Do not add the same money twice. Confirm how your solicitor accounts for it.

Does the calculator deduct Help to Buy?

No. Confirm your approved funding separately before reducing the cash you need.