MAKE YOUR NEXT MOVE WITH CONFIDENCE
Mortgage Calculator Ireland
Estimate monthly repayments, total interest and your remaining mortgage balance.
Enter your figures to calculate.
How to use this calculator
- Enter the amount borrowed, rather than the asking price.
- Use the interest rate and term from your own offer.
- Check the annual balance table to see how slowly principal can fall at the start.
WORKED EXAMPLE
Put the numbers in context
A €300,000 mortgage at 4% over 30 years costs about €1,432 per month before fees and insurance.
Your questions, answered
How is the repayment calculated?
The standard repayment formula spreads principal and monthly interest over the chosen term. At zero interest, the amount borrowed is divided by the number of months.
Is the default interest rate a mortgage offer?
No. It is an editable illustration, not a live lender rate. A fixed rate may last for only part of your mortgage term.
Does this include mortgage protection?
No. Add insurance, fees and other ownership costs to your household budget separately.